Accelerate wealth / Prepare for retirement
You've worked hard all your life, accumulating superannuation, maybe even an investment portfolio or properties. The kids have left home, and it's time to focus on you. Retirement is in sight but are you ready financially? Will you be able to live the lifestyle you've become accustomed to when you stop working?
What does the transition from work to retirement look like for you? You may want to leap straight in and stop working, or a gradual move towards retirement might seem more manageable. After all, you have been working for most of your adult life, how will you fill your days and keep your brain busy?
With all that extra space at home, you might be considering downsizing your home or making that sea change you’ve been dreaming of. Perhaps now is the time to fulfil your overseas travel dreams or to get rid of the family car and get something a little sportier.
What sort of lifestyle would you like to live throughout your retirement, and how can you be sure you'll be able to get there?
How financial planning can help
Our expert financial planners can help you plan your financial future so you can live the lifestyle you want in retirement. Setting realistic goals and putting in a plan in place will give you confidence that you'll be able to enjoy your golden years, whatever that may look like for you.
With the kids out of the house and your financial responsibilities reduced, you may find you have some additional cash on hand. We can help you to put it to work in a way that helps you to prepare yourself for retirement while enjoying some of the things you’ve been waiting for. Whether that be travel, a new car, a house renovation or even buying a caravan in preparation for a grey nomad lifestyle.
Paying off your mortgage and other debts may well be front of mind now. It may seem daunting, but there are many ways to achieve that. Our experts can take you through the options to find a solution that suits you.
You've been diligently putting away superannuation for most, if not all, of your working life. We can help you to make sure it's working just as hard as you have over the years. We will cut through the complexities to make sure you maximise your investments, reduce your fees and help you to take advantage of tax strategies and allowances available to you.
We can review your investment portfolio and adjust your strategy to suit this stage of your life. You don't need to be a share market expert or expose yourself to unnecessary risk. We have access to managed funds that allow you to manage your risk and open investment opportunities that wouldn't otherwise be available to retail investors.
We can help you work out a plan for the transition from work to retirement. For some, the idea of just stopping work is uncomfortable both emotionally and financially. There are ways that you can use your super to make a gradual transition from full-time work to retirement over several years.
We can help you get your affairs in order with an estate plan that offers you peace of mind. Having an estate plan in place will ensure your assets are distributed according to your wishes when you pass away. It will also reduce the stress your loved ones may experience at this difficult time.
Our advisors will work with you to develop a plan tailored just for you to make sure the transition to retirement works for you.
Some key areas of focus
- Debt reduction strategies - reduce the burden of debt
- Superannuation strategies - make your super work for you
- Investment strategies - create alternate sources of wealth and income
- Cashflow and budgeting strategies – so you can start living your dreams
- Estate planning - ensure your assets are distributed according to your wishes
- Insurance - protect yourself and your family from the unexpected
Plan your retirement.
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